What is insured?

The deposits opened with banks, which are Romanian legal persons, are guaranteed. The deposit is any credit balance, including the due interest, which results from funds left in an account or from temporary situations deriving from normal banking transactions and which a credit institution must repay in the legal and contractual conditions applicable, including term deposits and savings deposits.

Few examples:

  • time deposit
  • current account
  • savings account
  • debit/credit card account
  • deposit account
  • joint account
BANK DEPOSIT GUARANTEE FUND